In India, Agriculture contributes highly to GDP and the Government also provides various schemes to the farmers. One such scheme is called PM Fasal Bima Yojana 2025. This scheme was officially launched on 18th Feb, 2016 and this scheme provides crop insurance coverage to the Farmers. Sometimes due to natural disasters, the farmers lose their crops and if farmers are enrolled in this crop coverage pmfby.gov.in Scheme 2025 then it stops the financial loss of the farmers.
PM Fasal Bima Yojana 2025
Under this scheme, over 50 crore farmers can get crop insurance and over 50 different crops can be insured. The insurance premium fully depends on the area of the crop and its season. This PM Fasal Bima Yojana 2025 is applicable in some qualified areas of India where there are high chances of natural disasters. The key objective of this crop insurance pmfby.gov.in Scheme 2025 is to stabilise the income of farmers even when they lose their crops or to provide them with financial assistance.
Pradhan Mantri FBY 2025 – Quick Facts
| Post Title | PM Fasal Bima Yojana 2025 |
| Year | 2025 |
| Country Name | India |
| Scheme Name | PM Fasal Bima Yojana |
| Launched On | 18th Feb, 2016 |
| Ministry | Ministry of Agriculture |
| Department | Department of Agriculture, Cooperation & Farmer’s Welfare |
| Who Qualified? | All Farmers that grow crops in applicable or qualified areas. |
| Coverage | Provide coverage over 50 different crops |
| How To Apply? | Online Application, Offline Application or Online via CSCs |
| Category of the Post | Yojana |
| Official Web Portal | www.pmfby.gov.in |
PMFBY Coverage 2025
pmfby.gov.in Scheme 2025 includes the farmers such as sharecroppers, tenant farmers, forest dwellers, tribal farmers. Under this scheme, the following crops are being covered:
- Oil seeds
- Food Crops such as Pulses, millets, cereals
- Commercial or Horticulture crops
- Plantation crops
PM Fasal Bima Yojana Premium Rates 2025
The insurance companies would charge the Actuarial Premium Rates. Let’s check how much premium would be paid by farmers as per the season and crop:
| Season | Crops | Max. Premium Payable (% of Sum Insured) |
| Kharif | All Food Grain | 2.0% of SI or APR which ever is less |
| Kharif | Oil Seed Crops | 2.0% of SI or APR which ever is less |
| Kharif | Commercial / Horticulture Crops | 5.0% of SI or APR which ever is less |
| Kharif | Perennial Horticulture or Commercial Pilot basis crops | 5.0% of SI or APR which ever is less |
| Rabi | All Food Grain | 1.5% of SI or APR which ever is less |
| Rabi | Oil Seed Crops | 1.5% of SI or APR which ever is less |
| Rabi | Commercial / Horticulture Crops | 5.0% of SI or APR which ever is less |
| Rabi | Perennial Horticulture or Commercial Pilot basis crops | 5.0% of SI or APR which ever is less |
Farmers can also estimate or calculate their premium by Official calculator. Farmers just need to provide details like season, year, scheme, state, district, crop, area in hectare. This calculator based on the information provided would give insights to sum insured, farmer share, APR percentage, cut off date, Farmer premium amount, insurance company name. To calculate your premium: Click Here.
How To Apply For PM Fasal Bima Yojana 2025?
To apply online, check out the provided steps:
- Go on official portal, pmfby.gov.in.
- Look for Farmer Corner and go on that.
- If Farmer is already registered then just go on login, provide mobile number and OTP. If a farmer is not registered yet then they need to go on Guest Farmer. Fill in the registration application with info like personal, residential details, farmer id, account details. Enter captcha and go on Create User option.
- After registration, login via mobile and otp.
- Fill in the application.
- Upload documents.
- Go on Preview and check all the filled information.
- Go on Submit and then the confirmation message would be communicated.
- In the Popup window, farmers would get an option to make payment. Farmers can pay at that time or they can pay later. When payment gets completed, download or print the receipt.
- Farmers can also track their application under the Application Status tab on PMFBY web portal.
Important Links – pmfby.gov.in Scheme 2025
| Official Web Portal | pmfby.gov.in |
| Official PMFBY Farmer Login Link | Link Here |
| Official PMFBY New Farmer Registration Link | Link Here |
| Official PMFBY Guidelines From 2023 to Now | Link Here |
FAQ Related To PM Fasal Bima Yojana 2025
What type of crops are covered under Pradhan Mantri FBY 2025?
Various food and oil based crops are covered under pmfby.gov.in Scheme 2025.
How much will farmers need to pay as premium under PMFBY 2025?
The premium depends on area, area size and the current APR.
How can Farmers apply for PM-FBY 2025?
Farmers can apply for PM-FBY 2025 online, online via CSC and offline.
Do Farmers need to apply for all seasons separately?
Yes, the farmers need to apply differently for all seasons and a new payment each season needs to be made.
